Statements about family wealth, assets, and financial safety nets.

• My family has few assets, or no assets I could ever access.
• I will inherit debt, or I know I will not inherit money or assets from family.
• I directly support family members or other dependents financially.
• My family has assets I could access in an emergency (like a paid-off house, investments, or retirement accounts).
• A family member would give me money upon request — even if the conversation was hard — if I needed it.
• I have received, or regularly receive, money from family (down payment help, monthly support, an inheritance).

Statements about your own education, career, income, and debt.

• I have debt (student loans, credit cards, medical, or other) I cannot pay off in full each month.
• I was among the first in my family to attend college, and/or I took on loans for education in my current field.
• I need to save money just to have any financial safety net or retirement at all.
• I received undergraduate and/or graduate education that I didn't need loans or outside work to pay for.
• I have savings that would cover an emergency like unemployment for a few months.
• My career is stable and moving forward, and/or someone in my family showed me how careers and professional paths work.
• I am currently employed, making over $60,000 a year.
• I am currently employed, making over $125,000 a year.

Statements about how disability, immigration status, race, gender, or age affect your income.

• My disability and/or mental health negatively impacts my ability to work or earn income.
• My immigration status negatively impacts my income.
• My race, ethnicity, or skin color negatively impacts my access to income.
• My gender(s), gender presentation, or perceived sexuality negatively impacts my access to income.
• My age negatively impacts my income.
• Nothing systemic negatively impacts my income.
• I have high earning power — because of education, class background, or other privilege — even if I'm not currently using it.

Statements about your day-to-day income, costs, and how you spend your time.

• I struggle to cover my basic needs (food, housing, transportation) regularly.
• I have non-optional health or wellness costs not covered by insurance that impact my resources.
• I feel I need to work more than 40 hours/week, take extra shifts, or work multiple jobs for financial reasons.
• I care for a dependent, or do community/activist work, part-time and unpaid.
• I can cover my basic needs plus extras regularly (eating out, travel, etc.) without financial strain.
• I choose to work part-time or for less pay because I have external financial support or need less money.
• I can access wealth I don't have to labor for — meaningful (over $100), regular payouts from unearned assets.
• I spend money without really paying attention and even if my bank account gets low, I have enough most months and don't really worry about it.
• I live mostly off unearned income like an inheritance, trust, or a higher-earning partner's income.